陕西统招专升本英语阅读理解练习题

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　　陕西统招专升本英语阅读理解练习题

　　阅读理解：

　　When your family wants to buy or replace a car, a television, or a washing machine, you find the money either from savings or by borrowing from the bank, a hirepurchase company or perhaps a friend.Similarly, a family buying a house for the first time commonly borrows from a building society (住宅互助委员会).If you own a private business, a garage, a shop, or a farm, you will need, from time to time, to buy new equipment, new furnishings, or, if you are doing well, new premises (房屋) so that you can expand.Some of the cost you can meet from the profits you have kept in the business, but often you will need help. You will go to your bank, to a finance house, or perhaps to a relative or friend for finance provided from his savings. When you borrow money or raise money in this way you pay it back out of future profits.

　　Many large businesses, however, need cash for new developments or expansion far in excess of what can be provided from their profits or from private sources of capital. A new factory, an oil-well in the North Sea, can cost millions of pounds to construct and bring into production; a new design of car or brand of medicine likewise can cost millions of pounds to design, develop, test and market before it reaches the stage where it earns a profit. Often these costs can be met from profits earned in other parts of the business or from reserves built up from profits earned in past years. Sometimes, however, it is necessary, and often it may be more advantageous, to raise new money from other sources.

　　There can be little prospect of raising the sort of stuns needed by major businesses from friends or acquaintances, and generally the banks are reluctant to provide sufficient cash on a permanent basis for long-term projects, though they will provide short-term finance. Such companies can sometimes only raise the money they need to stay in the front of industry and develop new products and sources of production by turning to the public at large and inviting it to lend them cash or take a share in the business in exchange for a share in future profits. This they can do by offering shares in the business or loan capital through stock exchange(证券交易所).

　　问题：

　　1.If you want to buy a house for the first time, which of the following could you do?

　　A.Borrow money from a building society.

　　B.Borrow money from a bank.

　　C.Take money from your savings.

　　D.Ask a friend to help you out.

　　【参考答案】A

　　[考点]事实细节题

　　【精析】A 根据文章第一段第二句“Similarly, a family buying a house for the first time commonly borrows from a building society.”可知，一个家庭第一次买房一般是向住宅互助委员会贷款。故选A。

　　2.Large businesses need to borrow huge amounts of money because _____.

　　A.developing and producing a new product take a long time

　　B.they can not make enough profits

　　C.developing and expanding production cost a lot of money

　　D.a new factory can cost millions of pounds to construct

　　【参考答案】C

　　[考点]事实细节题

　　【精析】C 根据第二段第一句“Many large businesses, however, need cash for new developments or expansion far in excess of…”可知，大型企业借大量金钱的原因是发展和开发新产品需要大量的资金。故选C。

　　3.Which of the following has the same meaning with “reserves” (Para.2)?

　　A.Savings.

　　B.Means.

　　C.Jewelry.

　　D.Content.

　　【参考答案】A

　　[考点]词语理解题

　　【精析】A 由题干可定位至第二段倒数第二句“Often these costs can be met from profits earned in other parts of the business or from reserves built up from profits earned in past years.”联系上下文并分析语义可知，reserves在此处意为 “储蓄”。故选A。

　　4. Major business gets money to pay for expansion by _____.

　　A.borrowing from friends

　　B.borrowing from building societies

　　C.turning to banks

　　D.selling shares of the company

　　【参考答案】D

　　[考点]事实细节题

　　【精析】D 根据文章最后一句“This they can do by offering shares in the business or loan capital through stock exchange.”可知，这些大公司可以通过发行股票来筹集资金。故选D。

　　5.According to the passage, we can know that _____.

　　A.small companies can only get financial help from the bank

　　B.the bank won’t lend money to individuals

　　C.the bank is pleased to provide long-term finance for the large businesses

　　D.the bank can provide short-term money for the large business

　　【参考答案】D

　　[考点]事实细节题

　　【精析】D 根据文章最后一段第一句“…the banks are reluctant to provide sufficient cash on a permanent basis for long-term projects, though they will provide short-term finance.”可知，银行会为大公司提供短期贷款，却不大情愿为公司的长远规划提供长期的现金贷款。 故选D。

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